FSA Eligible Items and Expenses in 2022: Best Ways to Use Your FSA Dollars

You bought new glasses, squeaked through dental appointments and stocked up on over-the-counter medications. However, if you still have funds in your flexible spending account (FSA), you’d better spend those pretax FSA funds as soon as possible, before they disappear.

That’s why we’ve put together a quick and easy product listing at the FSA Store, offering over 4,000 FSA-eligible items.

If you’re not sure exactly what an FSA is and why it’s important to spend your pre-tax money, we’ve got a quick guide for you.

Many employer benefit plans offer flexible spending accounts (FSAs), which allow you to set aside pre-tax funds for eligible health care-related out-of-pocket expenses for you, your spouse, and dependents.

Every paycheck you receive puts a certain amount of money into it before taxes. This pre-tax money goes towards FSA spending and is intended for eligible health care expenses throughout the year. While the exact amount varies depending on your tax bracket, there are calculators available to help you estimate how much you’ll be saving.

Most FSA participants are part of a “use it, lose it” program, which stipulates that at the end of the year any funds remaining in your account must be forfeited. Unused amounts remaining in your account cannot be paid to you in any other way, nor can you transfer funds to any other FSA. Therefore, it is important to remember December every year. 31 Deadline.

The good news is that many employers are giving you up to two and a half months to spend the money at the start of the new year, giving you until March 15 to spend all of it. But you’ll need to check with your employer, as the grace period may be shorter.

Common purchases include everyday health items such as bandages, thermometers and eyeglasses. Everything from medical expenses not covered by the health plan, like deductibles and copays to day care for dependents, to over-the-counter drugs also qualify.

The downside is that exactly what you can spend your FSA money on depends on the plan your employer has in place. What are the benefits? You can skip extensive research by shopping at the FSA Store.

So instead of watching our hard-earned cash go down the drain, we’ve collected over 35 FSA-eligible charges at the FSA Store.

Aura Revive Heated Deep Muscle Pain Relief Device

Work out those kinks, whether it’s hours spent in front of the computer, ultra-intensive workouts, or daily wear and tear, use this heated pain relief device with multiple attachments to really target your pain points.

Clearer Images Calming Thermal Massage Weighted Heating Pads

Fan of weighted blankets? Time to use a weighted heating pad. This 4-pound model offers both heat therapy and massage, with six settings (three heats, three massages) or 12 settings (three heats, nine massages).

Pharma-C-Wipes 70% Isopropyl Alcohol First Aid Wipes

Use these 70% isopropyl alcohol wipes to help prevent the risk of infection from minor cuts and scrapes.

Band-Aid Flexible Fabric Adhesive Bandages, Various Sizes

Band-Aid Flexible Fabric Adhesive Bandages, Various Sizes

Stock up on your medicine cabinet essentials with a 100-pack of Band-Aids for less than $9.

Mighty Patch Invisible+

Fight acne even during the day and protect skin from healing faster with this invisible, non-drying day patch.

You're in Kotex Click Compact Tampons, Super Absorbent

Use your FSA dollars to purchase tampons that come with this box of 32 from U by Kotex.

The Honey Pot Everyday Herbal Pads

These certified organic cotton pads are lightweight and infused with essential oils.

Super grunt! Body Lotion SPF 40

Super grunt! Body Lotion SPF 40

This broad-spectrum SPF 40 lotion protects your skin from the sun while moisturizing it.

related: The best sunscreens we’ve tested this year

Aquaphor Healing Ointment Jar, 14 oz

This non-greasy soothing ointment from Aquaphor helps treat and prevent dry skin.

Doctor's NightGuard Advanced Comfort Dental Protector

Many people grind their teeth at night. But since many mouthguards are expensive, this one will allow you to help protect your teeth for less than $25.

Neosporin Plus Pain Relief Maximum Strength Antibiotic Ointment

It is always good to have some neosporin on hand to help prevent infection and heal cuts and scrapes faster.

23andMe Health Services

23andMe Health Services

Learn more about your family history with this at-home DNA testing kit from 23andMe.

Clean & Clear Advantage Acne Spot Treatment

This fast-acting oil-free acne spot treatment is suitable for normal, oily and combination skin.

Neutrogena Salicylic Acid Oil-Free Acne Wash, 9 oz

Improve your facial care routine with this dermatologist-recommended acne-fighting wash from Neutrogena.

TheraBand Pain Relief Roller

TheraBand Pain Relief Roller

Treat yourself to a nightly foot massage with this small roller designed to stretch the plantar fascia and soothe tired, sore feet. Why extra relief? Chill it in the refrigerator for pain relief.

Biofreeze Pain Relief Roll-On

This roll-on ball massager gives you pain relief from cold therapy to help relieve sore muscles.

Caring Mill Travel First Aid Kit

This kit contains 35 items including bandages, ice packs, safety pins, small scissors and more.

Johnson & Johnson Red Cross Universal First Aid Kit

Johnson & Johnson Red Cross Universal First Aid Kit

If you need a larger first aid kit, check out this first aid kit from Johnson & Johnson Red Cross, which contains 160 items.

Sejoy Infrared Forehead Thermometer

Check your temperature quickly and accurately with this infrared non-contact thermometer. Taking a reading in just three seconds and with the ability to store up to 10 previous readings, this thermometer can go anywhere.

Caring Mill Pulse Oximeter

A portable, lightweight way to measure your oxygen and pulse.

Kanjo Acupressure Back Pain Relief Pad

Sitting in front of a computer all day may not be the best thing for your back. If you need pain relief, try this acupressure cushion from Kanjo.

The Ultimate Foot Cycler with Remote

The device uses electrical muscle stimulation to relax stiff muscles, help increase blood circulation and help reduce foot and ankle swelling.

Welly Bravery Badges Colorwash Assorted Elastic Bandages, 48 ​​Count

Welly Bravery Badges Colorwash Assorted Elastic Bandages, 48 ​​Count

Protect your minor cuts and scrapes with these premium, flexible bandages, and they come in bold tie-dye patterns and colors.

Super grunt! Hand Cream, SPF 40

Super grunt! Hand Cream, SPF 40

Protect and moisturize dry hands with this SPF 40 moisturizer.

Vicks Personal Steam Inhaler

It hits hard when cold and flu season hits. So get ready with this handy nasal inhaler to help relieve congestion, dryness, and other symptoms.

KT Tape Performance+ Anti-Blister Tape

new shoes? no problem! Whether you’re switching to a new pair of all-around sneakers or stilettos, these synthetic straps will help avoid blisters and chafing.

Dagamma Duosmart Ear and Forehead Thermometer

Dagamma Duosmart Ear and Forehead Thermometer

This app-enabled thermometer takes measurements through your ear or forehead for near-instant results.

ClearEar Oto-Tip Soft Spiral Ear Wax Cleaner

Developed by the Stanford BioDesign project, this handheld device is safe for children ages 3 and up and gently cleans ears without swabs.

Posture Pump Back Pump Elliptical Back Rocker, Model 2000

This gadget uses a dual inflation mechanism to lift, stretch and separate the joints of the spine to help relieve back pain and discomfort.

MyPurMist Free Cordless Ultra Pure Steam Inhaler

This cordless steam inhaler can help relieve symptoms of the common cold, including congestion, sinus infections, and more. This handheld device sprays steam directly into your nose, throat and mouth for instant relief, plus a medical-grade HEPA filter ensures the steam is sterile, free of allergens and contaminants.

Super grunt! Invisible Sunscreen, SPF 40

This completely invisible sunscreen protects you from the sun’s harmful rays without leaving white streaks on your skin.

Sun Bum Tinted Lip Balm, SPF 15

Slather on this hydrating, water-resistant, paraben-free tinted lip balm for subtle color with sun protection.

ReVive Light Therapy Spot Portable Acne Treatment

Treat any acne breakouts with this non-invasive battery and USB powered device. Choose from six medical-grade LED lights to help prevent or calm acne. Bonus: It’s portable, so add this to your suitcase for on-the-go therapy.

Caring Mill 8-Second Easy-to-Read Premium Digital Thermometer

This easy-to-use digital thermometer gives you measurements in as little as eight seconds.

Bausch and Lomb Biotrue Multipurpose Solution

Bausch and Lomb Biotrue Multipurpose Solution

Contact lens wearers: Stock up on this lubricant to keep your eyes moist and healthy.

Caring Mill Lower Back Moist/Dry Heat Heating Pad

This heating pad from Caring Mill features four heat settings and moist/dry heat application to soothe and relax sore muscles.

dpl Oral Care Light Therapy System

The dpl Oral Care Light Therapy System uses infrared blue and red light to help reduce conditions such as bleeding and inflammation of the gums, gingivitis, bad breath, erosions and cold sores.

Chirp Wheel+ 3-pack

Stretch your spine with these Chrip wheels. With three different height options, you can stretch, massage or tie a knot.

Aura Revroll Vibrating + Thermal Foam Roller

For the rest of the body, use this vibrating foam roller to relieve tightness and help muscles recover faster.

Theraflu Nighttime Cold & Cough Powder

Theraflu Nighttime Cold & Cough Powder

Stay ahead of cold and flu season by grabbing this Theraflu Severe Cold and Cough Powder, which relieves symptoms with the help of Honey Lemon, White Tea and Chamomile flavors.

bug bites

Perfect for hiking, camping, or anyone who is constantly being eaten by bugs, this gadget can help relieve some discomfort and save you from hours of itching.

manna epsom salt

When it’s time for a soothing soak, grab these Epsom salts to add even more healing benefits to your self-care ritual.

IMAK eye pillow

Need total blackout and undisturbed sleep? Get this IMAK Weighted Compression Eye Pillow, which is also freezer and washable.

Kanjo Memory Acupressure Mat Set with Pillow

Want to relieve tension in your neck and back? Try this acupressure cushion set and relieve stress at home.

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